Underwater Shipwrecks: The Most Dramatic of Dive Sites

Underwater Shipwrecks: The Most Dramatic of Dive Sites

Whether you’re a seasoned diver or just starting out, there’s an undeniable romanticism and sense of adventure around wreck dives that you won’t be able to get elsewhere. The excitement builds while you’re in a speedboat zipping through the immense expanse of blue, wind whipping your hair and you into a frenzy. Often you’ll not spot any signs of civilisation as far as the eye can see and then, suddenly, with all your gear securely in place, it’s overboard and underwater into a magical world where ghostly ship remains loom as if from nowhere, waiting to be explored…
If this sounds tempting, the reality is much better. Do these thrilling historical sites offering spectacular dives, stunning reefs and enchanting folklore call to you? Great: here are three of the best this fine planet has to offer.

 

Townsville, Australia

The Great Barrier Reef is the a fabulous dive site any diver worth their salt has explored, and this British-built luxury passenger ship which fell victim to a cyclone back in 1911 is arguably its crowning jewel. Teeming with marine life and a spectacular ship in itself, if you’re only ever going to take the plunge with one wreck dive ever then this should be a strong contender.

Grand Anse, Grenada

The Bianca C has become known as the Titanic of the Caribbean after it sank in 1961 due to a boiler room explosion and consequent fire which lasted several days. At 180 metres (600 feet) long, this is the largest shipwreck you can dive in the Caribbean. If you have your full wreck dive insurance certifications then you’re in for even more fun as you’ll have multiple chances to enter the wreck.

Chuuk Lagoon, Federated States of Micronesia

Are you on the hunt for a travel destination which boasts a true wealth of wreck diving options? Then look no further than Micronesia. This little section of paradise in Oceania is undoubtedly the place for you. In years gone by it was thought to be the most formidable of Japanese strongholds in the whole of the Pacific during WWII, and Chuuk Lagoon was completely devastated after an American attack on the base back in 1944. 249 aircraft, 32 merchant ships and 12 warships sank, with over 20 wrecks having been discovered since. You’ll be like a kid in a sweetshop deciding which dives to do — some of the most popular include the 500 foot (153 metre) Shikoku Maru and the 440 foot (134 metre) Fujikawa Maru.

Mayday Mayday!

Not every travel insurance covers you for wreck diving, and some dive insurance won’t cover you below 18 metres. Let’s Go Insure’s dive insurance provides cover for up to 50 metres as long as you have the necessary qualifications. Get in touch with our team today to make sure your once in a lifetime dive insurance needs are met.

3 Historic Destinations for English Learning Tour Close to Home

3 Historic Destinations for English Learning Tour Close to Home

For teachers looking for school trip destinations that offer broad educational prospects but are also easily accessible, there is no need to look beyond our own threshold. England studying a tour to one of the fascinating and historically important sites throughout the UK provides many opportunities. Young minds are able to explore the history of layers and find the people, places and communities that have shaped our culture for thousands of years.
Study tours in the UK may include places of education suitable for students of all ages and can be tailored to particular curriculum learning. Primary school students can in particular benefit from visiting three historic destinations which, in some cases, may be only short train trips from the class. 3 Historic Destinations for English Learning Tour Close to Home

The Tudor Heritage of Stratford

England studying a tour to Stratford-upon-Avon enables students at any level of insightful curriculum about the lives and lives of playwrights whose influence still permeates the structure of our society. Exploring the history of Tudor about the birth of William Shakespeare not only brings his work into a sharper context, but also allows young learners to make a deeper connection with the man himself. 3 Historic Destinations for English Learning Tour Close to Home

The Royal Shakespeare Theater behind-the-scenes tour gives students a foundation in Bard’s contemporary and historical production of the artwork. Workshops are available for school groups of all ages and can be tailored to the specific learning objectives of the Main Stages 1 and 2, beginning with a first look at Shakespeare’s life.

Bristol Industrial Heritage

The city of Bristol played an important role in the British Industrial Revolution as a test site for Isambard Kingdom Brunel, one of the most influential engineers of the time. A visit to SS Great Britain makes a valuable inclusion in a UK study tour for elementary school students. School groups can visit docks and dry boats, located at the Great Western Dockyard, take part in workshops that reveal Brunel’s engineering achievements, and learn the history of UK trade and travel. The workshops can be tailored to the 1st or 2nd Stage, which includes an interactive boat building experience for the younger ones, and explores the story of former passengers and life in Victorian sea voyages for older children. 3 Historic Destinations for English Learning Tour Close to Home

Viking History in York

Although founded by the Romans, these were the Vikings who brought York to its peak as a vital trade center for Northern Europe. The Jorvik Viking Center is one of the most comprehensive learning facilities in the country, bringing Viking back into the future in a very interesting way.

The center stands in a very original location of the original Viking town, known as Jorvik. Archaeological remains of a tenth-century settlement provide an authentic atmosphere, as students attend workshops that investigate the culture of the Vikings. The workshops cover aspects of traditional combat and medicinal tactics, to poetry, mythology and costumes, which provide a comprehensive picture of Jorvik’s past.

The beauty of Britain’s storied heritage is so many pages of great written history in the landscape; cities and towns that are still part of contemporary life. Visiting the site where such an important event takes place will bring a life study textbook with context and clarity.

John Gardiner is Managing Director of The School Travel Company, a tour operator specializing in English study tours for school and youth groups, as well as travel to destinations in Europe and beyond. As a father and avid traveler, John is keen to provide students with a valuable and exciting learning experience outside the classroom. By sharing expert advice with teachers, he allows them to inspire their students and continue their studies into life. 3 Historic Destinations for English Learning Tour Close to Home

African Safari – Kenya Safari Tour has Become Affordable These Days!

African Safari – Kenya Safari Tour has Become Affordable These Days!

Exploring the African safari can bring a lifetime experience. There are many people who use to dream about such a tour. But this time you can make it happen! As such tours have become more affordable and convenient these days, many people from across the globe have started to head towards the Kenya safari tour. If you are also searching for a lifetime tour experience, then you must move for the African safari now. This type of tour can offer you a great chance to take part in wildlife adventure and to explore the actual culture of Africa. During such tours, you will explore the vital cultural encounters and the spectacular sceneries that have always managed to maintain the flow of tourists for African safaris. There are some big reasons why you should opt for the Kenya safari.
When you are looking forward to escape from the hustling and bustling daily life, a tour to African safari is what you should consider first. The safaris located at this part of the world are going to bring a complete change with the scenery that you use to explore daily. This type of tour can really take you away from the hustles and bustles of daily busy schedule. While exploring those big cats and the other animals dwelling under their natural habitat can bring a different touring experience for you. You might have visited different places on this earth. But moving for the Kenya safari is surely going to bring a different experience for you.

 

When you travel in the African safari under a relaxed and natural environment, you stay in a close touch with the Mother Nature. Really, the Mother Nature has blessed this part of the world with so many things. And exploring these aspects can help you find a perfect get away from the daily busy life. This is a kind of touring experience you are going to remember for a long time in your life. It’s the stresses that the modern life has exerted on us have really made us more mechanical. So, sometime we need to have a perfect leisure and this leisure should be spending at the Kenya safari. Moving in the Kenya safari can help you recharge all your batteries as well as explore the untamed places.

Now days you can also find the budget tours to African safari. These are the most affordable tour choices that you can find these days. Surely, these tours are going to help you save more and also ready to help you explore the natural, untouched and tranquilizing environment of the Kenya safari. Most of the African safaris are equipped with accommodation facility, game viewing, sightseeing and meals. This helps a tourist to manage his or her budget in a more efficient manner while going for the Kenya safari.

When you go for this type of tour to the African safari, you can also avoid those unexpected costs that use to add up with other holiday packages. When you choose the Kenya safari tour package that is offered by leading tour planners, you can always expect to get unbeatable deals.

What Your Fire Insurance Is Not Closed

What Your Fire Insurance Is Not Closed

By 2014, more than 360,000 home fires are reported; It is a fire every 86 seconds. Fires contribute $ 11.6 billion to property damage and thousands of unintentional deaths and injuries. In the home restoration business, fires are the most devastating for several reasons. Not only can destroying your house and destroying your belongings, but the water used to fight home fire can do a lot of damage. Here’s a fact you need to know about the restoration of fire and water damage in Atlanta.

Loopholes Insurance What Your Fire Insurance Is Not Closed

As with any insurance policy, you need to read the fine print before you sign in. Some homeowners do not realize that certain fire protection policies do not cover the water damage caused by firefighters who are trying to stop the fire. Damage to fires in your home may be isolated into the kitchen for example, but the water used to stop flames potentially flooding your entire home. Water damage can manifest itself on broken floors, wet dry walls, and even mold, none of which are covered by your fire insurance. If you have a historic house with antique crown molds and unique structures, the insurance company will soon replace these damaged items with cheaper and more modern equipment that will remove the value and charm of your home. Make sure your home is protected in case of fire with a comprehensive policy.

Protecting Your Values What Your Fire Insurance Is Not Closed

Most likely your valuables in your home are vulnerable to fire damage. Even jewelry, precious metals, and firearms can be damaged by fire. Fire proof is a great investment to protect your smaller valuables. They come in different sizes. Some people can fit right under your bed or in the dresser drawer while other safes with larger capacity will fit nicely in the closet. The flame retardant bag currently on the market can protect important files and documents from fire damage effectively. In today’s digital age, many people back up their important documents, such as mortgage and insurance information, to an online storage server.

French Cruise Secrets: Marne River

French Cruise Secrets: Marne River

River Marne has inspired artists, such as Cézanne and Pissarro, for many years, and continues to inspire everyone who meets today. Barging vacations in France are an ideal way to experience the rich history of Marne, as well as learn more about technical accomplishments that help make it an important trade route across the country. French Cruise Secrets: Marne River
To the Seine: The River Marne Basics

The French waterway is 514 kilometers long and starts in the Langres highlands. The river headed west, joining the famous Seine Seine in the upper reaches of Paris. On its way through the French countryside, Marne passes through a captivating location like Meaux – famous for its ‘Prince of Cheese’ brie – and Jouarre village, home to a stunning 12th century Benedictine monastery. Along with its centuries-old heritage, this French region has an impressive wine-growing tradition. French Cruise Secrets: Marne River

The oldest lotus in France?

The Canal de Cornillon at Meaux was built about 800 years ago at the beginning of the 13th century. This canal is the oldest in France and built as a 500m short cut, bypassing a very generous watering river. In the nineteenth century, Marne became an important trade route, connecting Paris with the eastern rivers, therefore many lateral canals were built to aid its navigation. The most impressive canal is the 64-kilometer Canal latéal à la Marne, which handles a height difference of over 30 meters with 15 keys.

What to Look For in Barge Vacations in France

If you are lucky enough to sail along Marne during your barge vacation in France, there are some sites you should not miss. The countryside around the river was very important in the second world war. In fact, Château-Thierry – best known for its multiple war graves and warnings – is at the center of the last German attack on WW1. Visit the funeral that runs in Belleau Wood, which was established in honor of the 4th Marine Brigade of the 2nd Army Division of the U.S. The remains of the nearby trenches and shell holes serve as a visual reminder of the battles that occurred in this area.

With a lighter note, you should visit the delightful city of Epernay – the Champagne capital (the drink!). The famous Avenue de Champagne is lined with impressive mansions and is home to the region’s most prestigious wine producers, if not the world. You’ll find people like Moët et Chandon, Mercier, Veuve Clicquot, Pol Roger and de Castellane. As you roam around town remember that over 200 underground cave miles are under your feet. Sprinkled with some of the world’s most whiny bubbly, some of these cellars are open for tours, a wonderful introduction to the Champagne magic world.

Perhaps this glimpse of Marne River culture and history has encouraged you to venture into its waters for the next barge vacation in France. French Cruise Secrets: Marne River

Paul Newman is a Marketing and E-Systems Executive for European Waterways, the UK’s most respected provider if you are looking for a complete luxury barge vacation in France or other great destinations. Part of an experienced barge team, Paul first queued to support a slow-paced barging cruise facility for anyone looking for a unique holiday experience. French Cruise Secrets: Marne River

6 Surprising Ways to Save Money in Auto Insurance

6 Surprising Ways to Save Money in Auto Insurance

Secure driving and fewer points on your license will always go a long way to reduce the amount of money you pay for Elkton car insurance, but this is not the only way to keep your premiums low. Check out this surprising way to save more money in your pocket at the end of the month.
Reduce Coverage on Older Vehicles

6 Surprising Ways to Save Money in Auto Insurance

Did you know that collision coverage represents the lion’s share of insurance costs? If you drive an older, paid vehicle, you may want to consider removing this coverage. Car owners with vehicles older than 10 years should be able to benefit from dropping collision coverage.

Increase your Deductible

The lower the deductible you have on your vehicle, the higher your insurance premium. You may have chosen a lower deductible because you are financing your vehicle, but if the vehicle is paid off and you are safe driver without any accidents in your records, you may want to consider increasing your deductible. Yes, you will pay more if you have an accident, but why pay more to drive your car safely every day?

Are you still financing your vehicle? You have room when you arrive at your deductible. Most lenders ask their customers to have a $ 500 deductible or less. If you feel stuck in a budget with a $ 250 deduction, consider raising it to $ 500 to lower your monthly payments. Doing so will give you a bit of financial relief without violating your lender’s rules. 6 Surprising Ways to Save Money in Auto Insurance

Save Money on Driver Teenagers with Safety Program

Not surprisingly, teenage drivers can make your insurance premiums skyrocket overnight. It is a case of whether they have their own car or they borrow yours. One of the easiest ways to soften a financial blow is to ask your insurance company if they have a secure driver program. This program may require evidence of a driver’s education class or may just ask your teen to take an online course. Even though your teenager may not be happy to participate in the driver safety program, you will be happy when you open an insurance bill every month.

Keep All Your Insurance Policy with One Company

Multipolicy discount is money saver. Whether it’s a life insurance policy, tenant insurance, or homeowner policy, you save it when you bundle it. Almost every insurance company offers multipolicy discounts, but if you’re with an insurance company that does not offer these savings, it’s time to start shopping for new providers.

Less Drive to Save More

Today people work less than brick and mortar offices and more than the comfort of their own homes. If you telecommute, work part time from home, or carpool for a week, let your insurance company know. Spending less time on the road means you are less likely to have an accident and this is news to be celebrated by the insurance company. Cutting the amount of driving you make to and from work can reduce insurance costs.

Research Safe Car before you Buy

Are you in the market for a new vehicle? Before leaving for a dealer, do a little research. Each year the Insurance Institute for Highway Safety (IIHS) assesses vehicles for security. Cars that meet the highest standards generally cost less to ensure. Not that this vehicle will not be involved in an accident, but if so, the likelihood of injury and damage may be much smaller than other cars on the road that are not equipped with certain safety features.

3 Advantages of Having Trust

3 Advantages of Having Trust

Many people choose to design a belief in life other than – or rather – the traditional will. The main difference between the two is that first, your assets are put into trust that you can continue to use as long as you live. A will only applies after your death. Here are the 3 most important reasons to get your estate planning lawyer at Northridge to help you plan your confidence in life.

Avoid Probate

3 Advantages of Having Trust

The main reason people have the confidence of life is that their assets can be distributed more quickly after their death. Wills must go through probate, which involves a lot of time and money – maybe months or years before your family receives their inheritance. The life guardian enables your loved ones to avoid endorsing judges and have your assets distributed by designated guardians in just a few weeks.

Protect Your Privacy

After your death, the will will be announced to the public, so anyone can find out the details. The life trust, on the other hand, remains private, such as the distribution of property and other assets. If there are disputes – family members who have been deprived of their rights, for example – copies of trust may be granted to them during a lawsuit; However, trust will still make the public public to know personal details about how your assets are distributed.

Select your Successor 3 Advantages of Having Trust

The will of life can be a great advantage for you during your life and also after your death. If you become incapacitated by injury or mental illness, your designated successor will be able to control your trust directly. This not only saves a lot of time, it also allows them to pay medical bills and other expenses with money taken from trust. If not, your relatives may be left to pay your expenses out of their own pockets.

Annual travel insurance Some alarming statistics

Annual travel insurance Some alarming statistics

Statistics relating to public understanding of the need for single or yearly travel insurance are truly terrible.
That means a large number of people leave the UK every year without proper cover – and the results can be disastrous.

 

Terrible facts

Regardless of the government’s efforts and the insurance industry to draw people’s attention to the importance of travel insurance:

• Almost a quarter of all people travel out of the UK without insurance • That number increases by almost 50% for people in the 15-24 year age group.

To understand why these numbers should be alarming, keep in mind that on 2011/12:

• Every day, an average of 10 UK people are hospitalized while abroad

Why Do People Not Take Closures?

There is no definite answer to the question but it is possible to draw two definite conclusions. Annual travel insurance Some alarming statistics

First, higher statistics in the 15-24 age range indicate that young people may suffer the invincible illusion of youth and the syndrome “will never happen to me”. Unfortunately, they are too often wrong.

That’s especially true for this age group, as they are most likely to exercise strenuous sports, hazardous sports or related activities.

A second and more worrying cause is the false belief that the European Health Insurance Card (EHIC) provides ‘free health insurance’. Almost 20% of all age groups consider that the problem.

In fact, apart from only one or two non-EU European countries with affiliates, EHIC does not cover any other country outside the EU. Even in the EU country, EHIC covers only medical expenses that can also be free from local residents in the country itself. Therefore, it will not cover such things as medical repatriation, additional hotel and flight costs for health care providers etc.

The falsely linked assumption of about 17% of travelers without a single trip or annual travel insurance is that somehow the UK government will pay for their medical repatriation, if that need arises. That is not the case at all and even if the government does help, they may take legal action to return the money from you once back in England.

Cost Annual travel insurance Some alarming statistics

The above statistics are alarming in themselves, but it is even more alarming because of poor awareness of how expensive medical care abroad.

In the United States, for example, major surgery and medical care can easily generate bills that reach hundreds of thousands of pounds – or even millions in extreme cases. It is not often recognized that in some situations, some countries may refuse to provide medical assistance to you unless you can indicate that you have the means to pay for it – usually a single or annual travel insurance.

Conclusion

The current level of misunderstanding regarding the risks and potential costs of medical care abroad coupled with significant confusion regarding the role of EHIC causes a large number of British people to travel abroad each year with little or no cover.

This must be resolved as soon as possible through some form of publicity campaign that is relaunched.

A single travel insurance, family or good travel insurance is usually not expensive and is a small price to pay for peace of mind.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday. Annual travel insurance Some alarming statistics

World Keratoconus Day 2017

World Keratoconus Day 2017

World Keratoconus Day is an opportunity to raise awareness of this disease and this year falls on November 10th. Keratoconus is a progressive but non-inflammatory corneal disease. Keratoconus is caused by the weakening of collagen fibers that will usually keep the shape like a corneal dome. With this disease the weakened cornea begins to thin out, change shape and bulge out. This bulging and thinning causes the cornea to form a conical shape that can profoundly affect vision.
The early signs of keratoconus often change in the recipe. In addition, many patients experience visual impairment such as glare, halos and double vision caused by changes in the shape of the cornea. Overtime patients with keratoconus see their vision begin to become distorted and opaque, and since this is a progressive disease, these visual symptoms become worse. Many patients with keratoconus tend to be very close to high levels of astigmatism. Initially glasses and contact lenses can help with visual changes but as more glasses and contact lenses disappear, the effect will be very helpful. Opticians tend to refer patients to an ophthalmologist if these signs begin to occur and worsen, the ophthalmologist will then diagnose the condition and design a treatment plan. World Keratoconus Day 2017

 

Keratoconus can occur for various reasons, but the cause is still unknown. This disease can occur in the family and may develop from an early age, for this reason it is recommended that the eyes of the child be checked by an ophthalmologist if the disease goes in the family. It can also develop in later ages because; Chronic eye rubbing or laser eye surgery (called ectasia) for example. There are also several other medical conditions where the patient may be more likely to develop keratoconus such as; retinitis pigmentosa, Ehlers-Danlos syndrome and Down syndrome. World Keratoconus Day 2017

Treatment for keratoconus varies due to the severity of the disease. As mentioned above goggles or soft contact lenses are initially recommended to aid visual changes, but as the progression of the disease moves to hardcore specialist contact lenses or other it may be better to get better vision. This type of contact lenses should be fitted properly and having follow-up to monitor vision and corneal status is very important. If the glasses and various types of contact lenses do not work, and as the disease progresses, a procedure called crosslinking of the corneal collagen may be recommended by a cornea doctor. This procedure, which is now recommended by the National Institute for Health and Care Excellence (NICE), helps slow or stop disease progression. It works by using ultraviolet light and riboflavin (vitamin B2), to help build and straighten weak collagen fibers by creating more crosslinks between the corneal fibers, making them stronger and more jagged. Crosslinking of corneal collagen can be performed in children and adults alike and quickly becomes an ophthalmologist of keratoconus treatment options because of its safety and efficacy. Other options for treating keratoconus may also include corneal ring implants, which help support the corneal nature of the cornea, and phototherapeutic keratoplasty (PTK) may also be suggested. If the disease is too advanced and severe, the above treatment may not be helpful, and the only option for patients to undergo corneal transplantation, this may be a partial or full thickness transplant and only used as a last resort if other treatments. can not help. World Keratoconus Day 2017

Keratoconus is a serious eye disease and can be dazzling if not monitored and treated properly. There is currently no cure for this disease and the only treatment to help slow or stop keratoconus is the cross-linked collagen of the cornea. It is recommended that patients, adults and children, with keratoconus or suspected keratoconus attend their follow-up meetings and keep following the advice of their ophthalmologist or glasses.

Special Needs Planning-What You Should Know

Special Needs Planning-What You Should Know

As their children age, parents begin to emphasize how they will pay their children’s tuition, but if you are the parent of a child with special needs, you face a more difficult and frightening task. These parents need not worry about college education. They need to ensure that they will be able to provide financial support and care for their child’s special needs after their death. This can be a tricky question because no one can predict their child’s future medical needs and also do not know how long they will live. To get help ensuring their child is protected in the future parents should make an appointment with an attorney specializing in Red Bank’s special needs planning. Lawyers can help parents of children with special needs ensure that the child will be taken care of after their death. Special Needs Planning-What You Should Know

Letters of instruction

It is also called a “letter of intent” and describes the child’s situation. It will also provide guidance to the caregiver after the death of the parent or the inability to care for the child. This will explain what you are, as a parent, the vision for the child’s life, how it is, and the things that affect the child. This could include how they communicate with you if they are non-verbal, what kind of food they like and that they do not like, etc. This is not a legal document but sometimes parents need help to arrange it so this is where special needs planning Toms River can help. Another letter to the draft is to family members, asking them not to pass the funds directly to the child. If the child is inherited the money, they could lose the eligibility for Medicaid because they can not have more than two thousand dollars on his behalf.

A special need of trust

Not all of their needs are covered in public benefits such as Supplemental Security and Medicaid Income so having confidence will ensure that money is available for additional costs. This trust will not jeopardize their eligibility for federal programs. When you talk to the Special Needs to plan a Red Bank lawyer they can help prepare one of two special needs trusts.

• First party trust – trust is funded by money received by a child, such as an inheritance. If the recipient of this trust dies the country may request a Medicaid reimbursement of a trust fund.
• Third party trust – this is funded by life insurance from family or family members and does not require reimbursement.

These are just two of the many things that special planning that the Toms River can help do. Special Needs Planning-What You Should Know